Terms of Service
Legal agreement governing use of our services
Agreement Overview
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "Customer," "you," or "your") and Letterise Ltd, trading as Coverise ("Coverise," "we," "us," or "our"), registered at 128 City Road, London, United Kingdom, EC1V 2NX.
By accessing, browsing, or using our digital document services, website, and related platforms (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
Service Description
Coverise provides digital documents and certificates for personal record-keeping purposes. Our platform allows users to generate, customize, and download digital documents based on information they provide.
Usage Limitations
All documents provided by Coverise are strictly for personal use only. These documents have no legal validity and cannot be used in any legal proceedings, official matters, or court cases. They are intended solely for personal record-keeping and informational purposes.
Digital Documents
Personal digital documents for record-keeping
Instant Generation
Real-time document creation and delivery
Quick Access
Immediate document download
Secure Processing
Protected payment and data handling
Important Service Information
Document Generation: All documents are generated based on the information you provide.
Regulatory Compliance: Our Services comply with UK document generation regulations.
Cover Note-Style Templates Disclaimer
CRITICAL NOTICE: AI-Generated Templates Only
Coverise provides ONLY AI-generated document templates for personal record-keeping purposes. These documents are NOT official insurance documents and have NO legal validity whatsoever.
What Our Documents Are NOT:
- • NOT official insurance documents - These are templates only
- • NOT FCA-regulated - We are not an insurance provider or intermediary
- • NOT legally valid - Cannot be used for any legal purposes
- • NOT acceptable for official use - Not valid for DVLA, police, or any government body
- • NOT proof of insurance - Do not represent actual insurance coverage
- • NOT enforceable - Have no legal standing in any jurisdiction
Strict Usage Limitations:
- • Documents are for personal record-keeping ONLY
- • Cannot be presented to law enforcement, government agencies, or insurance companies
- • Cannot be used to represent actual insurance coverage
- • Cannot be used in any legal proceedings or court cases
- • Cannot be used for vehicle registration, MOT, or roadworthiness purposes
- • Cannot be used to comply with legal insurance requirements
Fraud and Misrepresentation Warning
Using these documents for misrepresentation, fraud, or to falsely claim insurance coverage is ILLEGAL and may result in:
- • Criminal prosecution under fraud legislation
- • Driving without insurance charges (if used as false proof)
- • Substantial fines and penalties
- • Imprisonment in serious cases
- • Criminal record
- • Immediate termination of service and legal action by Coverise
Required User Understanding:
By using Coverise services, you explicitly acknowledge and confirm that you understand:
- ✓ These are AI-generated templates, not official documents
- ✓ They have zero legal validity or enforceability
- ✓ They cannot be used for any official, legal, or regulatory purpose
- ✓ Using them fraudulently is a criminal offense
- ✓ You are solely responsible for any misuse
- ✓ Coverise bears no liability for any consequences of use or misuse
- ✓ You must obtain proper insurance from FCA-regulated providers for legal coverage
IF YOU DO NOT FULLY UNDERSTAND OR ACCEPT THESE LIMITATIONS, DO NOT USE OUR SERVICES.
Payment Terms
Third-Party Payment Processing
Payments are processed by secure third-party payment service providers. By making a purchase, you agree to the following:
- • You accept and agree to be bound by our payment processors' services agreements and terms of service
- • Payment processing is subject to the terms, conditions, and privacy policies of these payment processors
- • We do not store complete payment card details on our servers
- • All payment information is transmitted securely and encrypted
- • You authorize us to share transaction data with our payment processors for fraud prevention and payment processing
£Pricing Structure
Our digital document services are priced based on document type and quantity. Current pricing is displayed during the generation process. All prices include applicable taxes where required.
We reserve the right to modify pricing based on demand and service requirements. Prices confirmed at checkout will apply to your document order.
✓Payment Requirements
- • Payment required before document generation
- • Secure third-party payment processing
- • All major credit and debit cards accepted
- • Immediate payment confirmation
- • Refunds subject to cancellation policy
User Obligations & Acceptable Use
User Responsibilities
You expressly agree that you will:
- • Provide accurate and truthful information in all document requests
- • Comply with all terms and conditions of document generation
- • Use the documents only for lawful purposes
- • Notify us immediately of any changes to the information provided
- • Not make fraudulent requests or misrepresent facts
VIOLATION OF THESE OBLIGATIONS MAY RESULT IN DOCUMENT REVOCATION AND LEGAL ACTION.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, Letterise Ltd SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICES.
Our liability is limited to the amount paid for the specific document order in question. We are not liable for any errors in the generated documents or for any losses resulting from their use.